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Michael Mc Caffrey is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AR (AR Insurance License #785900), AZ, CA (CA Insurance License #0720298), CO, IA, NM, TX, VA, and WA. No insurance business may be conducted outside the states referenced.

Michael Mc Caffrey is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 6565 Americas Pkwy Ne Ste 300, Albuquerque, NM, 87110, 805-520-4120. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, NE, NM, TX, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.