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Michael McCaffrey is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of California (#0720298), NE, AZ, CO, NM, OH and WA. No insurance business may be conducted outside these states referenced.

Michael McCaffrey is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency and a New York Life Company [1771 Tapo Street, Simi Valley, CA 93063 805-520-4120]. In this regard, this communication is strictly intended for individuals residing in the state of CA, NE, AZ and NM.

No offers may be made or accepted from any resident outside the specific state referenced.